Articles
AML/CTF Resources
Summaries of AUSTRAC's published guidance, supervision findings, and sector webinars — plus in-depth guides on legislation, obligations, and the compliance framework.
From AUSTRAC's Own Webinars
What AUSTRAC Said
AUSTRAC's Real Estate Town Hall: What Every Agent Needs to Know Before 1 July 2026
AUSTRAC CEO Brendan Thomas and Deputy CEO Katie Miller hosted Australia's first-ever AML/CTF town hall for real estate professionals. Here is everything they said — from $82B in crime costs to the red flags you must watch for.
Customer Due Diligence Explained: A Plain-English Guide for New Reporting Entities
What CDD actually means, the four types you need to know, how to rate customer risk, and key terms every compliance officer must understand.
How to Write a Quality Suspicious Matter Report: AUSTRAC's Own Guidance Explained
What makes an SMR valuable to AUSTRAC, what to include, what to avoid, and why reporting a suspicion is always the right call — even when you're not sure.
AML/CTF Compliance for Precious Metals Dealers: What AUSTRAC Expects
AUSTRAC's sector-specific findings for bullion dealers — the risks unique to this industry, common compliance gaps, and what good practice looks like.
What AUSTRAC Found in the Gambling Sector: Key Lessons for AML/CTF Compliance
Casino and bookmaker supervision findings reveal the most common AML/CTF failures — weak risk assessments, poor ECDD, and low SMR quality.
AUSTRAC's Cross-Industry Supervision Findings: The Most Common AML/CTF Failures
Across every sector AUSTRAC supervises, the same problems keep appearing. Here are the most common compliance failures — and how to make sure your business avoids them.
AML/CTF Compliance for Remittance Providers: AUSTRAC's Sector Findings Explained
AUSTRAC's supervision campaign revealed serious gaps in how remittance businesses meet their obligations. Key findings on SMRs, KYC, ECDD, and IFTI reporting.
Deep Dives
Technical Articles
From Tick-Box to Harm Prevention: The Shift Every Tranche 2 Entity Must Understand
AUSTRAC has removed the safe harbour. Even if you do everything they told you to do, if a criminal uses your channel, you are still responsible. Here's what that means in practice.
AUSTRAC's Program Starter Kits: What's Inside and How to Use Them
Five sector-specific kits, four documents each, and a three-step lifecycle. A practical guide to the compliance foundation AUSTRAC built for Tranche 2.
From Paper to Platform: How lex-aml Turns AUSTRAC's Starter Kits into a Live Compliance System
10 modules, 7 lifecycle phases, and a complete mapping to AUSTRAC's Customise-Use-Maintain framework.
Table 6: The 9 Services That Make Lawyers, Accountants & Conveyancers Reporting Entities
A line-by-line breakdown of every designated service in Table 6 — what triggers it, what doesn't, the exclusions, and how AUSTRAC interprets "assisting" in practice.
The Three Documents That Define Australia's AML/CTF Regime
A plain-English guide to the Act, the Amendment Act, and the Rules — the three foundational documents every Tranche 2 reporting entity needs to understand before 1 July 2026.
How a Global Report Card Exposed Australia's Billion-Dollar Blind Spot
An accessible guide to understanding why Australia is overhauling its anti-money laundering laws, what went wrong, and what happens next.
Why Your Real Estate Agent, Lawyer & Accountant Now Have to Ask Where Your Money Comes From
A plain-English guide to FATF, Australia's AML/CTF reforms, and why 90,000 businesses must now fight money laundering.