https://lex-aml.com.au/ 2026-08-12 weekly 1.0 https://lex-aml.com.au/sectors/ 2026-08-13 monthly 0.7 https://lex-aml.com.au/security-and-privacy/ 2026-08-05 monthly 0.7 https://lex-aml.com.au/glossary/ 2026-08-05 monthly 0.7 https://lex-aml.com.au/references/ 2026-08-05 monthly 0.7 https://lex-aml.com.au/about/ 2026-08-07 monthly 0.7 https://lex-aml.com.au/careers/ 2026-08-05 monthly 0.7 https://lex-aml.com.au/book-demo/ 2026-08-07 monthly 0.7 https://lex-aml.com.au/contact/ 2026-08-07 monthly 0.7 https://lex-aml.com.au/learn/ 2026-08-17 monthly 0.7 https://lex-aml.com.au/academy/ 2026-08-13 monthly 0.9 https://lex-aml.com.au/academy/curriculum/ 2026-08-13 monthly 0.9 https://lex-aml.com.au/academy/foundation/ 2026-08-13 monthly 0.9 https://lex-aml.com.au/academy/why-training/ 2026-08-13 monthly 0.9 https://lex-aml.com.au/privacy/ 2026-08-12 monthly 0.7 https://lex-aml.com.au/terms/ 2026-08-07 monthly 0.7 https://lex-aml.com.au/articles/table6-professional-services/ 2026-08-17 monthly 0.9 https://lex-aml.com.au/articles/austrac-starter-kits/ 2026-08-17 monthly 0.9 https://lex-aml.com.au/articles/austrac-cdd-essentials/ 2026-08-17 monthly 0.9 https://lex-aml.com.au/sectors/legal-professionals/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/sectors/accountants/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/sectors/conveyancers/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/sectors/real-estate-professionals/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/sectors/dealers/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/learn/video/what-is-fatf/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-030.webp What is FATF? The 40 Recommendations behind Australia's AML law Not Australian, not elected — and the origin of nearly every obligation in your program. How FATF's standards become law you must follow. https://www.youtube-nocookie.com/embed/yqg2ek9Jt2k 224 2026-07-24T08:19:47Z yes no no https://lex-aml.com.au/learn/video/gatekeeper-professions/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-031.webp Why real estate agents, lawyers and accountants are called gatekeepers The international logic behind Tranche 2: why these professions were named together, decades before Australia acted on it. https://www.youtube-nocookie.com/embed/7IUm2wsId3s 137 2026-07-24T08:19:51Z yes no no https://lex-aml.com.au/learn/video/twenty-year-gap/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-032.webp Why Australia took 20 years to bring in Tranche 2 The honest history of the gap — the reviews, the deferrals, and what finally changed. Context that makes the 2026 reforms make sense. https://www.youtube-nocookie.com/embed/nkKarF2OG4w 101 2026-07-24T08:19:43Z yes no no https://lex-aml.com.au/learn/video/mutual-evaluations-grey-list/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-033.webp FATF mutual evaluations and the grey list — how countries are marked Who checks whether a country follows the standards, what a mutual evaluation involves, and what grey-listing actually does to an economy. https://www.youtube-nocookie.com/embed/v4_dure4iq0 159 2026-07-24T08:19:39Z yes no no https://lex-aml.com.au/learn/video/australia-vs-us-real-estate/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-034.webp Australia's Tranche 2 vs the US FinCEN real estate rule — compared In the same year both countries brought real estate into their AML regimes. Same problem, very different design — and what the contrast reveals. https://www.youtube-nocookie.com/embed/QfizmGDBFbM 99 2026-07-24T08:19:35Z yes no no https://lex-aml.com.au/learn/video/what-austrac-does/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-040.webp What AUSTRAC actually does — regulator and intelligence unit in one AUSTRAC wears two hats. Understanding both explains almost everything about how your obligations are set and enforced. https://www.youtube-nocookie.com/embed/Go6pJ0xwi2g 138 2026-07-24T08:20:03Z yes no no https://lex-aml.com.au/learn/video/act-rules-guidance/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-041.webp The Act, the Rules and guidance — which ones legally bind you A small stack of instruments, and only part of it is law. What binds, what merely guides, and why every citation points to a registered compilation. https://www.youtube-nocookie.com/embed/N0Fw4hwMmsE 254 2026-07-24T08:19:58Z yes no no https://lex-aml.com.au/learn/video/why-the-act-applies/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-010.webp Why the AML/CTF Act 2006 now applies to your business (Tranche 2) From 1 July 2026 real estate, legal, conveyancing, accounting and dealer businesses became reporting entities. Why it happened, and why it is not an accusation. https://www.youtube-nocookie.com/embed/kVsUzgJnr3w 233 2026-07-24T08:21:39Z yes no no https://lex-aml.com.au/learn/video/thirteen-designated-services/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-011.webp The 13 designated services — is yours on the list? (s 6, Tables 2, 5 & 6) You are not covered because of your profession. You are covered because of a service the Act names. Here are all thirteen, read straight from section 6. https://www.youtube-nocookie.com/embed/42nxFhZ4wpI 164 2026-07-24T08:21:35Z yes no no https://lex-aml.com.au/learn/video/service-not-profession/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-012.webp Designated service, not profession — and no small-business exemption Two beliefs cause the most trouble: that this is about your profession, and that small firms are exempt. The Act says otherwise — here is the actual test. https://www.youtube-nocookie.com/embed/eaAfxcz9Td0 114 2026-07-24T08:21:31Z yes no no https://lex-aml.com.au/learn/video/enrolment-28-days/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-042.webp Enrolling on the Reporting Entities Roll — the 28-day deadline (Part 3A) Before you check a single customer there is a step zero: putting your business on AUSTRAC's register. What enrolment requires, and the deadline people miss. https://www.youtube-nocookie.com/embed/2H_p8jKwcFQ 131 2026-07-24T08:21:12Z yes no no https://lex-aml.com.au/learn/video/program-proportionality/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-017.webp How big does your AML program need to be? Proportionality (s 26C) The Act scales to your size and risk. What “appropriate to the nature, size and complexity” actually means, and an honest picture of the burden. https://www.youtube-nocookie.com/embed/p6CkUC95jSc 112 2026-07-24T08:20:54Z yes no no https://lex-aml.com.au/learn/video/compliance-officer-four-functions/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-016.webp What the AML/CTF compliance officer must do — the four functions (s 26L) Every reporting entity must name one person. The four functions section 26L gives them — and why the role is oversight, not doing everything yourself. https://www.youtube-nocookie.com/embed/J_2zdu0caI4 129 2026-07-24T08:20:59Z yes no no https://lex-aml.com.au/learn/video/beneficial-owner-test/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-015.webp Who is a beneficial owner? The 25% ownership and control test (s 5) When your customer is a company or a trust, you are really dealing with the people behind it. The 25% test, control, and what you must establish. https://www.youtube-nocookie.com/embed/tiu4rXt5cy0 89 2026-07-24T08:21:18Z yes no no https://lex-aml.com.au/learn/video/ten-thousand-dollar-line/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-013.webp Cash over $10,000 — threshold transaction reports and structuring (s 142) One number to memorise. What triggers a threshold transaction report, and why splitting a payment to stay under it is a criminal offence under section 142. https://www.youtube-nocookie.com/embed/ZCyRxXTsQlI 154 2026-07-24T08:21:27Z yes no no https://lex-aml.com.au/learn/video/suspicious-matter-reports/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-014.webp When must you file a suspicious matter report? 3 days or 24 hours (s 41) Suspicion is the most misunderstood word in the regime. What legally forms a suspicion, and which of the two statutory deadlines applies to you. https://www.youtube-nocookie.com/embed/grvh_HCbXIs 276 2026-07-24T08:21:22Z yes no no https://lex-aml.com.au/learn/video/three-reports-map/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-043.webp SMR, TTR or compliance report — which one, and when? The three reports you must actively make. What triggers each, how long you have, and one clear map of all three together. https://www.youtube-nocookie.com/embed/8DLcHtLWxaw 188 2026-07-24T08:21:07Z yes no no https://lex-aml.com.au/learn/video/after-you-file/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-044.webp What happens after you file a report to AUSTRAC? You file a report. Then what? Where it goes, who acts on it, and exactly where your responsibility ends — the most reassuring video in the series. https://www.youtube-nocookie.com/embed/uMiYCoFCLSM 89 2026-07-24T08:21:03Z yes no no https://lex-aml.com.au/learn/video/seven-year-records/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-018.webp Which records must you keep for 7 years? (s 107) Strip the regime back and it is about memory — proving years later what you knew and what you did. Which records, and how long each is held. https://www.youtube-nocookie.com/embed/vYoSW4HzNjs 98 2026-07-24T08:20:50Z yes no no https://lex-aml.com.au/learn/video/austrac-notices/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-019.webp If AUSTRAC sends you a notice — what it can ask, and what happens next A calm walkthrough of AUSTRAC notices and information requests: what they can require, what the consequences are, and why preparation removes the fear. https://www.youtube-nocookie.com/embed/Z7_FKdFSTVc 204 2026-07-24T08:20:46Z yes no no https://lex-aml.com.au/learn/video/whole-system-explained/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-045.webp Australia's whole AML/CTF system explained — FATF down to your desk Every piece assembled into one picture: from international standards, through the Act and the Rules, to the check you do at your own desk. https://www.youtube-nocookie.com/embed/5GJZmXlDoHI 100 2026-07-24T08:19:55Z yes no no https://lex-aml.com.au/learn/video/compliance-officer-first-30-days/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-020.webp Just named compliance officer? Your first 30 days (s 26J–26M) You have just been designated your firm’s AML/CTF compliance officer — possibly without being asked. A four-week plan built from the Act itself, including the 14-day notice to AUSTRAC most new officers do not know about. https://www.youtube-nocookie.com/embed/6fs5Evdh7B4 254 2026-07-25T07:57:50Z yes no no https://lex-aml.com.au/learn/video/impact-analysis-13-9-billion/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-021.webp The $13.9 billion document — inside the Tranche 2 Impact Analysis (Part 1) Where the Tranche 2 cost figures actually come from: the Government’s own Impact Analysis, the $13.9 billion estimate, and the caveats the document places on its own numbers. https://www.youtube-nocookie.com/embed/sZAGq-4oNy0 238 2026-07-25T07:57:45Z yes no no https://lex-aml.com.au/learn/video/impact-analysis-what-it-costs-you/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-022.webp Why the $23,250 compliance figure isn't your bill (Impact Analysis, Part 2) The $28,650 and $23,250 figures opening every sales pitch are averages from the Impact Analysis, not a quote for your firm. What the numbers actually describe, and where the real cost sits. https://www.youtube-nocookie.com/embed/YQHr5jwBuYM 318 2026-07-25T07:57:41Z yes no no https://lex-aml.com.au/learn/video/aml-for-real-estate-agents/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-060.webp Real estate agents — what the law actually asks of you (s 6, table 5) You are not covered because you are an agent — you are covered because of one specific service, in the Act’s own words. What the law asks of a real estate agency, from the everyday gate to the records. https://www.youtube-nocookie.com/embed/LOW72Ivl740 219 2026-07-25T07:57:21Z yes no no https://lex-aml.com.au/learn/video/aml-for-lawyers/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-061.webp Lawyers — trust money, transactions and privilege (s 6, table 6) Trust money, transactions and privilege. Which legal services are designated under s 6, table 6 — and how the obligations sit alongside a practice’s existing duties. https://www.youtube-nocookie.com/embed/NM7y49WFcRQ 230 2026-07-26T13:28:07Z yes no no https://lex-aml.com.au/learn/video/aml-for-conveyancers/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-062.webp Conveyancers — settlements under the new law (s 6, table 6) Settlements under the new law: the designated service that brings a conveyancing practice into scope, and the routine it asks for around each matter. https://www.youtube-nocookie.com/embed/GvIwK3EF-RQ 226 2026-07-26T13:28:01Z yes no no https://lex-aml.com.au/learn/video/aml-for-accountants/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-063.webp Accountants — which services put you in scope (s 6, table 6) Which accounting services put a practice in scope — company and trust formation, managing client money, acting on transactions — read from s 6, table 6 rather than from the profession’s name. https://www.youtube-nocookie.com/embed/ZFEAFOZuSVs 228 2026-07-26T13:27:57Z yes no no https://lex-aml.com.au/learn/video/aml-for-jewellers-and-dealers/ 2026-08-17 monthly 0.8 https://lex-aml.com.au/img/thumbnails/YT-064.webp Jewellers & dealers — the $10,000 cash line (s 6, table 2) The $10,000 cash line for dealers in precious metals, stones and jewellery: when a sale becomes a designated service, and what has to happen when it does. https://www.youtube-nocookie.com/embed/oZMc4q2Hxhg 229 2026-07-26T13:27:52Z yes no no